Payments Blogger Blog

When cloud computing meets banking

One of the biggest trends in the use of technology has been ‘the cloud’, which for many of us is now ubiquitous in our daily lives – from storing personal data on our smartphones...

What next for Brexit?

Brexit consequences without bias or hysteria So what happens now? Despite all the rhetoric the referendum was a recommendation not a legal fact. The PM, cabinet and Parliament can ignore the result and vote...

Blockchain or dog-chain?

Although developed to underpin Bitcoin technology, the way that transactions were recorded digitally and how through encryption and validation they were protected from change but open to scrutiny, has led to the adoption of...

What is a challenger bank?

We’ve read a lot recent about the emergence of Challenger Banks threatening the established banking community, but what exactly is a challenger bank? A challenger bank is a relatively small retail bank set up...

Want to know a secret about the referendum?

Before I answer, let me ask you if you’ve noticed like me that the European Commission has gone very quiet about the referendum.  Cameron has stepped up the rhetoric but is not putting anything...

What happened to prudent banking practice?

Recent events in the international payments world have highlighted yet again the confusion over SWIFT’s responsibilities in the payments chain. SWIFT was created to send payments instructions from a sender and a receiver.  Over the past...