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Knowledge Base

Who owns the data?

There’s been a vigorous debate recently about data in financial services and who it belongs to. At the Vendorcom conference last month it featured high on the list of concerns especially as more and more technologists are developing apps and services that specifically look at using data. I’ve long been bemused by the fact that …
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Liquidity Management is overlooked by many banks when it comes to Instant Payments – Banks must start to pay attention and act now

With the pan-European Instant Payments Scheme due to go live in November this year, real-time payments are about to become a reality for many businesses and consumers in Europe. Our own research shows that the demand for faster and innovative banking services among consumers and business is high. Many banks and PSPs are currently developing business cases …
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Do you know what GDPR means?

There’s a major change to the way businesses carry out their data responsibilities coming. At the Vendorcom Conference this week many of the speakers and discussions focused on the way that GDPR, The General Data Protection Regulation from the EU intends to strengthen data protection for the collection, processing, storage, retention and deletion. It is …
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Blockchain or dog-chain?

Although developed to underpin Bitcoin technology, the way that transactions were recorded digitally and how through encryption and validation they were protected from change but open to scrutiny, has led to the adoption of the Blockchain model by industry at large especially banking. The chain of ‘events’ in a business transaction can be long and …
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What is a challenger bank?

We’ve read a lot recent about the emergence of Challenger Banks threatening the established banking community, but what exactly is a challenger bank? A challenger bank is a relatively small retail bank set up with the intention of competing for business with large, long-established national banks through an emphasis on digital delivery rather than through …
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What happened to prudent banking practice?

Recent events in the international payments world have highlighted yet again the confusion over SWIFT’s responsibilities in the payments chain. SWIFT was created to send payments instructions from a sender and a receiver.  Over the past 40 years that basic role of SWIFT has not changed. SWIFT’s major contribution to the payments world was the work it …
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About WordPress

WordPress is the most popular blogging tool that has also emerged as an excellent web site design tool. Aimed at a market that has something to say, whether an individual, a professional, guru, company, organisation; it doesn’t matter who or what you are WordPress is a powerful way of getting your message across to an …
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